Joanne & Hoon, Business Owners

Michelle adopts a realistic approach whereby she will understand our needs and situation before recommending and providing her advices and solutions. She never hard sells any of her plans and is more focused on educating us the fundamentals and making smart financial decisions. She speaks with clarity and actively engages us with mind blown facts.

Ee Chow, Compliance

Michelle exhibited exceptional professionalism and responsiveness throughout our engagement. She was always available to address my inquiries, providing timely and insightful guidance. The level of commitment and attention to detail displayed by Michelle surpassed my expectations. Her genuine care for her clients makes her a standout choice for anyone seeking top-notch financial consulting services.

Yong Kang, Project Engineer

Not only is Michelle our preferred advisor, she becomes our best friend. Her thoughtfulness and caring personality outshine her from people we met. She will shower us with regards and concerns, witnessing milestones in our lives. We are thankful to have met her and having her handling all our financial queries. Both of us would like to thank you for all the awesome work you have put in, and taking care of us in a such a good timely manner. We definitely recommend Michelle to anyone who is looking not just an advisor, but also someone who will be there for you when you need the most !

Kay, Admin

There is something about Michelle that makes me feel so comfortable and warm, whenever I'm with her. I still remembered the first time I saw her, I was like wow ! She is such a pretty and gorgeous lady ! After we sat down for coffee, her personality is so jovial and heart-warming that I didn't realised time passed way too fast. She is fantastic in holding conversation and knows when to be serious and professional. Michelle will not make me feel pressurised or uncomfortable when the topic of financial planning arises. Me and my husband would not hesitate to recommend Michelle to our friend and family as she is very trustworthy and provides excellent service :)

Maylinda, Banker

Michelle is a very sincere and honest financial adviser that will not push or hard sell her clients. I used to dislike insurance agents until I met her because in my perspective, insurance agents only care about sales targets and commissions. Even though I did not take up any plans after meeting her (as I wasn't ready), she was still very helpful and always ready to listen and address any issues or problems I encounter. She will provide me her most genuine advices, constantly reminding me not to overbuy as she understand my life and current financial situation. She is the only financial adviser who is able to convince me, a non-believer in financial planning, to someone who is now very enthusiastic in planning for myself and my kids. You will not regret meeting her and she will definitely value add you, just like how she did for me !

Elaine, Credit Analyst

From our very first meeting, Michelle put me at ease with their extensive knowledge and approachable demeanour. She broke down complex financial strategies into manageable steps and always made sure I was comfortable with the plan. Her commitment to helping me achieve my financial goals has been unwavering, and I am extremely grateful for her help.