| Life can be unpredictable with obstacles, making it sometimes difficult to stay afloat. Whether it is the loss of a loved one, stress from work, or financial woes, everyone faces challenges and does at some point, struggle with remaining optimistic or hopeful. Nonetheless, it is still important to maintain positivity to keep us going; by finding the good in the bad, and being the light in the darkness. For this issue, let us explore on what being positive means & how we can harness it in ways that truly benefit our lives. | | 7 Ways to Stay Positive Even During the Toughest Times Scientists found that even though people who identify as optimists tend to be more positive in general, they too start assuming the worst as the moment of truth about something important nears. On the other hand, some people would rather stay positive whenever possible, since it's easier to fight off stress and anxiety when you have a sunny outlook. Here, we've gathered some of our favourite expert tips for staying optimistic when you're dealing with some super hard stuff. | | Positive Money Mindset: 15 Tips to Transform Your Money Mindset from Negative to Positive Do you find yourself feeling down about money or uninspired? Maybe you aren't making as high of an income as you'd like to be. Something that contributes a lot to your success is the way you think. A positive money mindset can change your outlook and improve your finances. Here are 15 tips to transform your money mindset when you need to think positively. | | Your brain is wired for negative thoughts. Here's how to change it.  | | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Michelle Tan | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.
© Michelle Tan, All rights reserved. | |  | | Maylinda, Banker Michelle is a very sincere and honest financial adviser that will not push or hard sell her clients. I used to dislike insurance agents until I met her because in my perspective, insurance agents only care about sales targets and commissions.
Even though I did not take up any plans after meeting her (as I wasn't ready), she was still very helpful and always ready to listen and address any issues or problems I encounter. She will provide me her most genuine advices, constantly reminding me not to overbuy as she understand my life and current financial situation.
She is the only financial adviser who is able to convince me, a non-believer in financial planning, to someone who is now very enthusiastic in planning for myself and my kids. You will not regret meeting her and she will definitely value add you, just like how she did for me ! | |  | | Chee Keong, Marine Engineer Michelle pays close attention to detail and circumstances. This helps her caters her sessions to each individual's needs and wants. You will feel that her presentation is specially customized for you.
She was able to understand my needs and provide unbiased recommendations accordingly, which differs significantly from the typical hard-selling consultants. | |  | | Pei Wen & Jokko, Business Owners Michelle is by far one of the most patience and responsible financial consultant that we have ever met. When we first approached her, she put in great effort to go through all our existing policies with different service providers and only recommended policies that suit our needs.
We felt comfortable with Michelle as there was never any pressure to buy a product simply to close a sale. Explanations given were always detailed. She also provides excellent after sales service and she is very responsive and patience when dealing with our enquiries, issues with payments and claims.
We are very glad to have found her and feel assured that we have someone whom we can trust and to consult whenever the need arises. To many more milestones together ! | |  | | Chris, Business Owner The first impression I have on Michelle is that she is very friendly, patience, confidence & knows her products very well.
The reasons I took up plans with her even though I have other advisors is because I feel very comfortable with her. Most importantly, she is full of patience in explaining and understanding what my needs, wants and requirements.
We need more financial consultants like her in this industry. So thumb up for the good work & services ! | |  | | Grace, Procurement Michelle is a very honest and truthful personnel. When she first joined this industry, she was aware that I already have a number of policies with Prudential, and in her opinion, it was decent enough based on my situation back then.
She is not like some other financial advisors, who will go around asking colleagues, friends, relatives or family members to "support". She is also very hardworking as I have seen it personally, she works her way up to where she is right now - extensive clientele base.
Because Michelle has provided me with her utmost honesty, I decided to have her, and only her, to handle all my plans on a going forward basis. She is definitely a gem to work with :) | |  | | Sonia, Corporate Development I am incredibly grateful for the financial guidance and expertise provided by Michelle. Her strategic insights and personalized approach have transformed my financial outlook.
With a keen understanding of my goals and a commitment to navigating the complexities of the market, Michelle has truly made a positive impact on my financial well-being. | | | | |
