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Michelle Tan

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A Monthly Curated Newsletter

Life can be unpredictable with obstacles, making it sometimes difficult to stay afloat. Whether it is the loss of a loved one, stress from work, or financial woes, everyone faces challenges and does at some point, struggle with remaining optimistic or hopeful. Nonetheless, it is still important to maintain positivity to keep us going; by finding the good in the bad, and being the light in the darkness. For this issue, let us explore on what being positive means & how we can harness it in ways that truly benefit our lives.

7 Ways to Stay Positive Even During the Toughest Times

Scientists found that even though people who identify as optimists tend to be more positive in general, they too start assuming the worst as the moment of truth about something important nears. On the other hand, some people would rather stay positive whenever possible, since it's easier to fight off stress and anxiety when you have a sunny outlook. Here, we've gathered some of our favourite expert tips for staying optimistic when you're dealing with some super hard stuff.

 
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Positive Money Mindset: 15 Tips to Transform Your Money Mindset from Negative to Positive

Do you find yourself feeling down about money or uninspired? Maybe you aren't making as high of an income as you'd like to be. Something that contributes a lot to your success is the way you think. A positive money mindset can change your outlook and improve your finances. Here are 15 tips to transform your money mindset when you need to think positively.

 
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Your brain is wired for negative thoughts. Here's how to change it.

 
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Michelle Tan
 
 
 
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Testimonials and Referral Notes

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Pei Wen & Jokko, Business Owners

Michelle is by far one of the most patience and responsible financial consultant that we have ever met. When we first approached her, she put in great effort to go through all our existing policies with different service providers and only recommended policies that suit our needs. We felt comfortable with Michelle as there was never any pressure to buy a product simply to close a sale. Explanations given were always detailed. She also provides excellent after sales service and she is very responsive and patience when dealing with our enquiries, issues with payments and claims. We are very glad to have found her and feel assured that we have someone whom we can trust and to consult whenever the need arises. To many more milestones together !

Chee Keong, Marine Engineer

Michelle pays close attention to detail and circumstances. This helps her caters her sessions to each individual's needs and wants. You will feel that her presentation is specially customized for you. She was able to understand my needs and provide unbiased recommendations accordingly, which differs significantly from the typical hard-selling consultants.

Jennica, Accountant

Michelle is very responsive and dependable. When I was in need of her due to some admission and claims, she handled my queries professionally, in a timely manner, giving me peace of mind. She will constantly reminds me she is one call away, don't hesitate to reach out to her whenever wherever. Her follow up skills and after sale service is impressive hence I feel at ease letting her handle all matters related to my policies. Its really pleasant to have such a capable and efficient financial consultant by your side, as she really cares about you, not her sales :)

Jennifer, Actuary

Working with Michelle has been a game-changer for my financial health. She took the time to understand my unique situation and tailored a plan that perfectly fits my needs. Her professionalism and dedication are truly impressive. I feel more confident about my financial future that is being protected thanks to her guidance.

Jonathan, Software Engineer

It was a pleasure working with Michelle, one of the most genuine and truthful financial consultants I have ever met. She has been extremely patient in explaining the different policies from Prudential and is not pushy, always putting her clients first instead of profits. A plus point is that she does not brings down other insurers' products or solutions. In fact, she goes through them with me whenever I asked. Her unbiased opinions is what made me decided to go for her solutions instead. Thank you for being truthful, I really appreciate it Michelle.

Su Lan, Real Estate

From the first meeting, Michelle impressed me with their thoroughness and genuine care for my financial well-being. She was able to identify gaps in my planning and offered practical solutions that have made a real difference. I’m grateful for her expertise and highly recommend their services.