Finding The Silver Lining

Michelle Tan

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A Monthly Curated Newsletter

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

How to Be Happy in a Recession

Recession begets misery, which makes for more economic bad times. You naturally make the pattern worse by following your loss-aversion instincts. Although you probably can’t break the global economy out of this feedback loop, you can break yourself out of it. Start with the following three practices.

Here are 8 ways to bulletproof your finances ahead of a likely recession in 2023

5 personal finance experts here give tips on how to protect your finances. Their recommendations include building up an emergency fund, trimming your regular spending and up-skilling

How to Stay Optimistic During Hard Times

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Michelle Tan

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Testimonials and Referral Notes

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Christina, Lead Aircrew

I can't thank Michelle enough for their exceptional service. She not only helped me organises my finances but also provided valuable insights that I hadn't considered before. Her proactive approach and commitment to my success have given me peace of mind, knowing that my financial future is in good hands.

Joanne & Hoon, Business Owners

Michelle adopts a realistic approach whereby she will understand our needs and situation before recommending and providing her advices and solutions. She never hard sells any of her plans and is more focused on educating us the fundamentals and making smart financial decisions. She speaks with clarity and actively engages us with mind blown facts.

Su Lan, Real Estate

From the first meeting, Michelle impressed me with their thoroughness and genuine care for my financial well-being. She was able to identify gaps in my planning and offered practical solutions that have made a real difference. I’m grateful for her expertise and highly recommend their services.

Jennifer, Actuary

Working with Michelle has been a game-changer for my financial health. She took the time to understand my unique situation and tailored a plan that perfectly fits my needs. Her professionalism and dedication are truly impressive. I feel more confident about my financial future that is being protected thanks to her guidance.

Dave, Finance Analyst

What sets Michelle apart is her personalized approach. She didn't just offer cookie-cutter solutions. Instead, she crafted a tailored financial plan that aligned perfectly with my aspirations and priorities. Whether it was optimizing my investment portfolio or planning for retirement, Michelle was there every step of the way, providing guidance and support.

Weng Chee, Supply Chain

Michelle is a very smart and energetic lady who is very proficient in terms of investments, savings and insurance. She is very amicable and is very flexible to accommodate meetings to client’s needs. She did a great job at explaining complicated concepts in simple and relatable terms. In addition to being skilled in what she is doing, she is also really friendly and approachable too - it wasn't awkward talking to her at all ! I would highly recommend you to approach Michelle if you need any financial advice and guidance :)