Embark on meaningful journeys with insights to plan memorable vacations, navigate budget travel, and uncover cultural treasures. Whether you’re crafting a family adventure or exploring last-minute deals, these ideas inspire travel that deepens connections, stretches savings, and invites discovery. | 22 Budget Travel Tips: Wise Advice on How to Travel Cheap Practical advice for budget-conscious travelers, covering tips like house-sitting, using public transportation, traveling in the off-season, and maximizing free activities to stretch travel budgets. | Expert Tips for Finding Last-Minute Travel Deals Covers strategies for spontaneous travel savings, including flexible dates, package deals, alternative lodging, rewards points, and quick actions when deals arise. Great for budget-friendly last-minute trips. | Life Lessons from the Youngest Person to Travel to Every Country | Lexie Alford | TEDxKlagenfurt | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | Michelle Tan | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above. © Michelle Tan, All rights reserved. | | | Pei Wen & Jokko, Business Owners Michelle is by far one of the most patience and responsible financial consultant that we have ever met. When we first approached her, she put in great effort to go through all our existing policies with different service providers and only recommended policies that suit our needs.
We felt comfortable with Michelle as there was never any pressure to buy a product simply to close a sale. Explanations given were always detailed. She also provides excellent after sales service and she is very responsive and patience when dealing with our enquiries, issues with payments and claims.
We are very glad to have found her and feel assured that we have someone whom we can trust and to consult whenever the need arises. To many more milestones together ! | | | Su Lan, Real Estate From the first meeting, Michelle impressed me with their thoroughness and genuine care for my financial well-being. She was able to identify gaps in my planning and offered practical solutions that have made a real difference. I’m grateful for her expertise and highly recommend their services. | | | Adelene, IT Analyst Michelle is a very genuine and authentic person. Despite having many questions and some issues regarding financial planning, she was always kind enough to help clear up my misconceptions and wait for me to settle things and become stable before starting on any plans.
She will also brings in her own experiences and this gives me a sense of relatability as her advices will be based on what she would do if she was in my position and what her other clients are doing. This makes me feel she has my best interest. Highly recommend her for your future financial planning needs! Thank you for your help! :) | | | Krystal, Teacher To be honest, I was a little hesitant to meet any advisors, thinking it would jump right into sales, as I have encountered bad experience before. However, Michelle makes effort to ensure I was comfortable in each and every session, constantly checking on my well-being.
In fact, these small meetings with her have helped me better understand how I wanted to plan and grow my finances for the future. I did not feel pressured at all to make a decision on the spot, and one could tell that she really enjoys and values the work that she does and cares a lot for her clients - it's really admirable ! | | | Jonathan, Software Engineer It was a pleasure working with Michelle, one of the most genuine and truthful financial consultants I have ever met.
She has been extremely patient in explaining the different policies from Prudential and is not pushy, always putting her clients first instead of profits.
A plus point is that she does not brings down other insurers' products or solutions. In fact, she goes through them with me whenever I asked. Her unbiased opinions is what made me decided to go for her solutions instead.
Thank you for being truthful, I really appreciate it Michelle. | | | Dennis, Finance Michelle has been an incredible resource for me as I navigate my financial journey. She offers more than just advice - she provides personalized solutions that are aligned with my lifestyle and goals.
Whether it’s retirement planning, managing my investment portfolio, or creating a realistic budget, she approach each task with professionalism, patience, and a wealth of knowledge. I now have a clear path forward and a solid financial plan that I trust, thanks to Michelle's expert guidance. | | | | |