Chris, Business Owner

The first impression I have on Michelle is that she is very friendly, patience, confidence & knows her products very well. The reasons I took up plans with her even though I have other advisors is because I feel very comfortable with her. Most importantly, she is full of patience in explaining and understanding what my needs, wants and requirements. We need more financial consultants like her in this industry. So thumb up for the good work & services !

Lilian, Accounts

Whenever I see Michelle, she is always full of smiles, positive vibes and energy. These traits make her very approachable and easy going to be with. She is very confident in carrying herself and on the work she does, a very humble lady also. Every meet up with her is always sunshine and rainbow, an enjoyable one in fact. I highly recommend her expertise to any person looking to kick-start your financial planning journey !

Dennis, Finance

Michelle has been an incredible resource for me as I navigate my financial journey. She offers more than just advice - she provides personalized solutions that are aligned with my lifestyle and goals. Whether it’s retirement planning, managing my investment portfolio, or creating a realistic budget, she approach each task with professionalism, patience, and a wealth of knowledge. I now have a clear path forward and a solid financial plan that I trust, thanks to Michelle's expert guidance.

Chee Keong, Marine Engineer

Michelle pays close attention to detail and circumstances. This helps her caters her sessions to each individual's needs and wants. You will feel that her presentation is specially customized for you. She was able to understand my needs and provide unbiased recommendations accordingly, which differs significantly from the typical hard-selling consultants.

Don, System Analyst

Thanks to Michelle 's expertise and dedication, I now feel confident and empowered when it comes to managing my finances. I've seen significant growth in my investments, and I have a clear roadmap for the future. I can't recommend enough to anyone seeking reliable and strategic financial guidance. She is not just a financial consultant; she is a trusted partner in building a secure financial foundation.

Maylinda, Banker

Michelle is a very sincere and honest financial adviser that will not push or hard sell her clients. I used to dislike insurance agents until I met her because in my perspective, insurance agents only care about sales targets and commissions. Even though I did not take up any plans after meeting her (as I wasn't ready), she was still very helpful and always ready to listen and address any issues or problems I encounter. She will provide me her most genuine advices, constantly reminding me not to overbuy as she understand my life and current financial situation. She is the only financial adviser who is able to convince me, a non-believer in financial planning, to someone who is now very enthusiastic in planning for myself and my kids. You will not regret meeting her and she will definitely value add you, just like how she did for me !