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Michelle Tan

In Touch

A Monthly Curated Newsletter

Making decisions on property is not trivial, as they often have effects on our quality of life in ways that are not just material but also financial and emotional. Regardless of our experience levels in making decisions on our properties and homes, it helps to have an appreciation of what resources are involved, and how we can be resourceful about them. I hope you find the materials in this issue useful.

New HDB policy: Standard, Plus and Prime – how does it affect you?

Housing and Development Board (HDB) will change how it classifies Build-to-Order (BTO) projects, starting in the second half of 2024. The policy changes intend to ensure that HDB policies continue to remain relevant in Singapore's current social and economic construct.

 
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Understand the costs of buying a home

This article provides a comprehensive guide to the costs of buying a home in Singapore, including down payment, stamp duty, legal fees, and renovation costs.

 
read more
 

DECORATE YOUR HOME FOR FREE | 10 DECOR IDEAS ON A BUDGET

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Michelle Tan
 
 
 
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Testimonials and Referral Notes

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Roy, Business Analyst

I am impressed by Michelle's commitment, prompt replies, and articulate communication. Her dedication to our partnership gives me confidence, and her professionalism makes working with her a pleasure. What I appreciate most is her non-pushy approach, focusing on what's best for my portfolio rather than making a quick sale. Her genuine concern for our long-term success sets her apart. Thank you for your exceptional service as my agent. I value our collaboration and look forward to achieving great things together !

Ernest, Adjuster

Thanks to Michelle, I finally have a clear and achievable financial roadmap. She simplified complex financial concepts and provided me with strategies that matched my risk tolerance and long-term goals. It’s rare to find someone so skilled yet approachable in the financial world.

Elaine, Credit Analyst

From our very first meeting, Michelle put me at ease with their extensive knowledge and approachable demeanour. She broke down complex financial strategies into manageable steps and always made sure I was comfortable with the plan. Her commitment to helping me achieve my financial goals has been unwavering, and I am extremely grateful for her help.

Derek, Logistic

I met Michelle through one of her canvassing sessions. I told her I had my own FC back then and was not interested in getting any plans. However she stayed sincere and earnest, keeping in touch with me for over a year until I was ready to take up a wealth accumulation plan. Michelle was never pushy and will only recommend solution that suits me. What amazed me was she provided me her unbiased opinions on other insurers’ solution as well. Her product knowledge is strong and is always on the ball addressing my enquiries. She is definitely an FC that I would like to entrust all my policies to for the long run. Thank you, Michelle !

Weng Chee, Supply Chain

Michelle is a very smart and energetic lady who is very proficient in terms of investments, savings and insurance. She is very amicable and is very flexible to accommodate meetings to client’s needs. She did a great job at explaining complicated concepts in simple and relatable terms. In addition to being skilled in what she is doing, she is also really friendly and approachable too - it wasn't awkward talking to her at all ! I would highly recommend you to approach Michelle if you need any financial advice and guidance :)

Su Lan, Real Estate

From the first meeting, Michelle impressed me with their thoroughness and genuine care for my financial well-being. She was able to identify gaps in my planning and offered practical solutions that have made a real difference. I’m grateful for her expertise and highly recommend their services.