| Necessity is the mother of invention. Throughout history, humans have demonstrated the ability to innovate, solve problems, and create solutions in the midst of crises, resulting in some of humanity's greatest inventions. All it took was resourcefulness, action, and persistence. Through this issue, I hope to provide insights into how we can live life constructively and creatively, regardless of the challenges that we may face today. | | Crisis-Driven Innovation Demands Creativity And Action Under Pressure While all innovation requires creativity and action to deliver value, crisis-driven innovation demands creativity and action under pressure and constraints, in response to a disruptive event or trend. | | Six Technologies that Emerged (Or Became Popular) in Difficult Times Conflicts, economic crises and pandemics were responsible for innovations such as the radio, computer and gps. | | Turning Frustration Into Innovation | Mark Shaw | TEDxKC  | | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Michelle Tan | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.
© Michelle Tan, All rights reserved. | |  | | Weng Chee, Supply Chain Michelle is a very smart and energetic lady who is very proficient in terms of investments, savings and insurance. She is very amicable and is very flexible to accommodate meetings to client’s needs. She did a great job at explaining complicated concepts in simple and relatable terms.
In addition to being skilled in what she is doing, she is also really friendly and approachable too - it wasn't awkward talking to her at all ! I would highly recommend you to approach Michelle if you need any financial advice and guidance :) | |  | | Lee Ching, Purchaser I was initially overwhelmed by the complexities of financial planning, but Michelle made the process straightforward and stress-free. Her expertise, combined with her genuine care for my financial well-being, made all the difference. I now have a clear path forward, and I owe it all to her. | |  | | Pradap, Beautician Michelle took time to understand my unique goals, concerns, and priorities. Her clear explanations and patient guidance have helped me navigate complex financial decisions with confidence.
She takes time off to catch up with me over lunch on life and wellbeing. This is very heart warming, as a lot of agents out there are those "hit & run" type. Thank you for being my financial consultant, I love you ! | |  | | Roy, Business Analyst I am impressed by Michelle's commitment, prompt replies, and articulate communication. Her dedication to our partnership gives me confidence, and her professionalism makes working with her a pleasure.
What I appreciate most is her non-pushy approach, focusing on what's best for my portfolio rather than making a quick sale. Her genuine concern for our long-term success sets her apart.
Thank you for your exceptional service as my agent. I value our collaboration and look forward to achieving great things together ! | |  | | Emilly, Project Analyst For those who are new to financial planning, I would definitely suggest choosing Michelle to be your Financial Consultant. I decided to jumpstart my financial journey and put my trust in her, and it was one of the best decisions of my life !
I wholeheartedly recommend her services to anyone seeking a knowledgeable and genuinely caring financial consultant. | |  | | Adelene, IT Analyst Michelle is a very genuine and authentic person. Despite having many questions and some issues regarding financial planning, she was always kind enough to help clear up my misconceptions and wait for me to settle things and become stable before starting on any plans.
She will also brings in her own experiences and this gives me a sense of relatability as her advices will be based on what she would do if she was in my position and what her other clients are doing. This makes me feel she has my best interest. Highly recommend her for your future financial planning needs! Thank you for your help! :) | | | | |
