| Necessity is the mother of invention. Throughout history, humans have demonstrated the ability to innovate, solve problems, and create solutions in the midst of crises, resulting in some of humanity's greatest inventions. All it took was resourcefulness, action, and persistence. Through this issue, I hope to provide insights into how we can live life constructively and creatively, regardless of the challenges that we may face today. | | Crisis-Driven Innovation Demands Creativity And Action Under Pressure While all innovation requires creativity and action to deliver value, crisis-driven innovation demands creativity and action under pressure and constraints, in response to a disruptive event or trend. | | Six Technologies that Emerged (Or Became Popular) in Difficult Times Conflicts, economic crises and pandemics were responsible for innovations such as the radio, computer and gps. | | Turning Frustration Into Innovation | Mark Shaw | TEDxKC  | | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Michelle Tan | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.
© Michelle Tan, All rights reserved. | |  | | Sonia, Corporate Development I am incredibly grateful for the financial guidance and expertise provided by Michelle. Her strategic insights and personalized approach have transformed my financial outlook.
With a keen understanding of my goals and a commitment to navigating the complexities of the market, Michelle has truly made a positive impact on my financial well-being. | |  | | Weng Chee, Supply Chain Michelle is a very smart and energetic lady who is very proficient in terms of investments, savings and insurance. She is very amicable and is very flexible to accommodate meetings to client’s needs. She did a great job at explaining complicated concepts in simple and relatable terms.
In addition to being skilled in what she is doing, she is also really friendly and approachable too - it wasn't awkward talking to her at all ! I would highly recommend you to approach Michelle if you need any financial advice and guidance :) | |  | | Ernest, Adjuster Thanks to Michelle, I finally have a clear and achievable financial roadmap. She simplified complex financial concepts and provided me with strategies that matched my risk tolerance and long-term goals. It’s rare to find someone so skilled yet approachable in the financial world. | |  | | Sabrina, Relationship Manager Michelle was never a pushy agent. When she first approached me, I was not ready to commit into any financial plans. However she was never hesitant to clarify any doubts that I have. She is very responsive whenever I need any of her advices and is patience with me despite asking her tons of questions.
She was also not afraid to share some personal information about herself, and it was heartening to know that we have went through similar experiences regarding our finances, and she will be able to provide honest advice regarding our choices and whether it is suitable.
She takes pride in what she does and will only recommend and curate solutions that is of my best interest. I feel at ease having her embarking my financial journey together with me :) | |  | | Lee Ching, Purchaser I was initially overwhelmed by the complexities of financial planning, but Michelle made the process straightforward and stress-free. Her expertise, combined with her genuine care for my financial well-being, made all the difference. I now have a clear path forward, and I owe it all to her. | |  | | Alan, Superintendent Throughout my time with Michelle, she has displayed a strong sense of professionalism, patience and communication skills.
She never once rushed through the information and gave me as much time as I need to absorb it. She would always be swift and happy to answer any questions I had, be it big or small.
All-in-all Michelle has been a very empathetic, professional & friendly advisor. She has aided me greatly in my financial journey ! | | | | |
