| By this time, we would have endured quite a long period of the COVID-19 pandemic and many things have changed. Collectively, we have adapted to new ways of living, working and socializing. While there is no telling of when this pandemic will truly “end”, one thing’s for sure: Life goes on. The best we can do is to continue to look towards the future and live out the best we can. As we head into a new year, here are some predictions and trends we can look forward to. | | CEOs across the market, economy agree on one 2022 prediction: More volatility, no end to Covid CEOs across the economy were optimistic in their 2022 outlook before the omicron variant of Covid emerged. Are they still now? The message from CEOs: Expect volatility to rule again in 2022 | | 22 of Our Favourite Healthy Ways to Welcome 2022 Now that 2022 is upon us, there’s no better time to welcome the new year than with a renewed passion for your wellbeing, focusing on everything from your brain health to your inner peace, your diet to your workout routine. With a little bit of consistent effort and some small steps, you’ll slowly change your lifestyle for the better. These are the best ways to welcome 2022, according to experts and researchers. | | Meg Jay: Essential questions to ask your future self | TED  | | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Michelle Tan | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.
© Michelle Tan, All rights reserved. | |  | | Jessica, Designer Michelle is a spontaneous person and is eager to help me clear any doubts I have. During the zoom meeting, I felt super comfortable engaging with her. It’s not easy to connect with someone virtually, due to lack of personal touch, but Michelle is able to do it so well.
What I truly look up to is that she does not see her clients as a means to earn money, but is genuine in saving / touching another life. I can safely say that you are in good hands if you are Michelle's client :) | |  | | Su Lan, Real Estate From the first meeting, Michelle impressed me with their thoroughness and genuine care for my financial well-being. She was able to identify gaps in my planning and offered practical solutions that have made a real difference. I’m grateful for her expertise and highly recommend their services. | |  | | Maylinda, Banker Michelle is a very sincere and honest financial adviser that will not push or hard sell her clients. I used to dislike insurance agents until I met her because in my perspective, insurance agents only care about sales targets and commissions.
Even though I did not take up any plans after meeting her (as I wasn't ready), she was still very helpful and always ready to listen and address any issues or problems I encounter. She will provide me her most genuine advices, constantly reminding me not to overbuy as she understand my life and current financial situation.
She is the only financial adviser who is able to convince me, a non-believer in financial planning, to someone who is now very enthusiastic in planning for myself and my kids. You will not regret meeting her and she will definitely value add you, just like how she did for me ! | |  | | Nicole, Auditor I first met Michelle during a friend's birthday gathering. She has a very bubbly and outgoing personality, which makes me feel very comfortable chatting and hanging out with her. This is very important to me as I seek trust and rapport with my advisor so I that I am able to convey my thoughts without any reservation.
Michelle has provided me the assurance I needed and is able to vision lots of things, given her maturity and experiences. I am very pleased with her services and solutions provided :) | |  | | Elaine, Credit Analyst From our very first meeting, Michelle put me at ease with their extensive knowledge and approachable demeanour. She broke down complex financial strategies into manageable steps and always made sure I was comfortable with the plan.
Her commitment to helping me achieve my financial goals has been unwavering, and I am extremely grateful for her help. | |  | | Ernest, Adjuster Thanks to Michelle, I finally have a clear and achievable financial roadmap. She simplified complex financial concepts and provided me with strategies that matched my risk tolerance and long-term goals. It’s rare to find someone so skilled yet approachable in the financial world. | | | | |
