| By this time, we would have endured quite a long period of the COVID-19 pandemic and many things have changed. Collectively, we have adapted to new ways of living, working and socializing. While there is no telling of when this pandemic will truly “end”, one thing’s for sure: Life goes on. The best we can do is to continue to look towards the future and live out the best we can. As we head into a new year, here are some predictions and trends we can look forward to. | | CEOs across the market, economy agree on one 2022 prediction: More volatility, no end to Covid CEOs across the economy were optimistic in their 2022 outlook before the omicron variant of Covid emerged. Are they still now? The message from CEOs: Expect volatility to rule again in 2022 | | 22 of Our Favourite Healthy Ways to Welcome 2022 Now that 2022 is upon us, there’s no better time to welcome the new year than with a renewed passion for your wellbeing, focusing on everything from your brain health to your inner peace, your diet to your workout routine. With a little bit of consistent effort and some small steps, you’ll slowly change your lifestyle for the better. These are the best ways to welcome 2022, according to experts and researchers. | | Meg Jay: Essential questions to ask your future self | TED  | | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Michelle Tan | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.
© Michelle Tan, All rights reserved. | |  | | Alan, Superintendent Throughout my time with Michelle, she has displayed a strong sense of professionalism, patience and communication skills.
She never once rushed through the information and gave me as much time as I need to absorb it. She would always be swift and happy to answer any questions I had, be it big or small.
All-in-all Michelle has been a very empathetic, professional & friendly advisor. She has aided me greatly in my financial journey ! | |  | | Dennis, Finance Michelle has been an incredible resource for me as I navigate my financial journey. She offers more than just advice - she provides personalized solutions that are aligned with my lifestyle and goals.
Whether it’s retirement planning, managing my investment portfolio, or creating a realistic budget, she approach each task with professionalism, patience, and a wealth of knowledge. I now have a clear path forward and a solid financial plan that I trust, thanks to Michelle's expert guidance. | |  | | Maylinda, Banker Michelle is a very sincere and honest financial adviser that will not push or hard sell her clients. I used to dislike insurance agents until I met her because in my perspective, insurance agents only care about sales targets and commissions.
Even though I did not take up any plans after meeting her (as I wasn't ready), she was still very helpful and always ready to listen and address any issues or problems I encounter. She will provide me her most genuine advices, constantly reminding me not to overbuy as she understand my life and current financial situation.
She is the only financial adviser who is able to convince me, a non-believer in financial planning, to someone who is now very enthusiastic in planning for myself and my kids. You will not regret meeting her and she will definitely value add you, just like how she did for me ! | |  | | Michelle, Computer Engineer From our very first meeting, I was impressed by Michelle's depth of knowledge and their ability to explain complex financial concepts in a way that was easy for me to understand.
She took the time to listen to my financial goals, understand my risk tolerance, and assess my current financial situation thoroughly. This level of transparency and responsiveness gave me peace of mind, knowing that my finances were in capable hands. | |  | | Dave, Finance Analyst What sets Michelle apart is her personalized approach. She didn't just offer cookie-cutter solutions. Instead, she crafted a tailored financial plan that aligned perfectly with my aspirations and priorities.
Whether it was optimizing my investment portfolio or planning for retirement, Michelle was there every step of the way, providing guidance and support. | |  | | Don, System Analyst Thanks to Michelle 's expertise and dedication, I now feel confident and empowered when it comes to managing my finances. I've seen significant growth in my investments, and I have a clear roadmap for the future.
I can't recommend enough to anyone seeking reliable and strategic financial guidance. She is not just a financial consultant; she is a trusted partner in building a secure financial foundation. | | | | |
