| In an environment of rising inflation and uncertainties in global geo-political climate, almost no one is spared from the economic consequences of the day. It is therefore more important than ever to be intentional and mindful in how we manage our finances in our daily living. Here, I have put together some resources which you can tap on to help you gain a better insight on how you can be more savvy with your money. | | Inflation woes? We crowdsourced 9 grocery-shopping tips from aunties Feeling the pinch? Here's a list of simple hacks when you're out shopping for essentials. | | How To Create a Personal Budget in 6 Steps Budgeting allows you to effectively track and manage your income so you can control how much you spend and save. Use the following steps to create and manage a successful budget | | JAPANESE MONEY SAVINGS TIPS - Kakeh - Shsei  | | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Michelle Tan | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.
© Michelle Tan, All rights reserved. | |  | | Maylinda, Banker Michelle is a very sincere and honest financial adviser that will not push or hard sell her clients. I used to dislike insurance agents until I met her because in my perspective, insurance agents only care about sales targets and commissions.
Even though I did not take up any plans after meeting her (as I wasn't ready), she was still very helpful and always ready to listen and address any issues or problems I encounter. She will provide me her most genuine advices, constantly reminding me not to overbuy as she understand my life and current financial situation.
She is the only financial adviser who is able to convince me, a non-believer in financial planning, to someone who is now very enthusiastic in planning for myself and my kids. You will not regret meeting her and she will definitely value add you, just like how she did for me ! | |  | | Serene, Marketing Michelle displayed a strong sense of professionalism, patience and communication skills from the first time I met her. She took time to clearly explain the concept of financial planning through visuals and drawings, which makes it so much easier for me to pick up and learn. She never once rushed through the information and gave me as much time as I need to absorb it.
Michelle is always swift and happy to answer any questions I had, be it big or small, and is very straightforward as she provides sound advices on what to do without coming across as biased or crude. All in all she has aided me greatly in my financial journey and I strongly believe she will, for you too ! | |  | | Dave, Finance Analyst What sets Michelle apart is her personalized approach. She didn't just offer cookie-cutter solutions. Instead, she crafted a tailored financial plan that aligned perfectly with my aspirations and priorities.
Whether it was optimizing my investment portfolio or planning for retirement, Michelle was there every step of the way, providing guidance and support. | |  | | Alicia, Human Resource Just 1 meet up with her, I could tell Michelle is passionate, knowledgeable, and genuine as she explained everything in detail and included scenarios that I could relate to.
Thank you Michelle for guiding and advising me ! It's awesome to start this journey with you, and I'm glad you'll be here to watch me grow ! | |  | | Pradap, Beautician Michelle took time to understand my unique goals, concerns, and priorities. Her clear explanations and patient guidance have helped me navigate complex financial decisions with confidence.
She takes time off to catch up with me over lunch on life and wellbeing. This is very heart warming, as a lot of agents out there are those "hit & run" type. Thank you for being my financial consultant, I love you ! | |  | | Jessica, Designer Michelle is a spontaneous person and is eager to help me clear any doubts I have. During the zoom meeting, I felt super comfortable engaging with her. It’s not easy to connect with someone virtually, due to lack of personal touch, but Michelle is able to do it so well.
What I truly look up to is that she does not see her clients as a means to earn money, but is genuine in saving / touching another life. I can safely say that you are in good hands if you are Michelle's client :) | | | | |
