Siti, Librarian

Every session with her was always a great insight and I have benefitted greatly from her advice and guidance. Her professionalism, integrity, and unwavering dedication set her apart from the other consultants that I came across ! I confidently recommend Michelle to anyone seeking a trusted partner that has your best interest on their financial journey.

Pei Wen & Jokko, Business Owners

Michelle is by far one of the most patience and responsible financial consultant that we have ever met. When we first approached her, she put in great effort to go through all our existing policies with different service providers and only recommended policies that suit our needs. We felt comfortable with Michelle as there was never any pressure to buy a product simply to close a sale. Explanations given were always detailed. She also provides excellent after sales service and she is very responsive and patience when dealing with our enquiries, issues with payments and claims. We are very glad to have found her and feel assured that we have someone whom we can trust and to consult whenever the need arises. To many more milestones together !

Adelene, IT Analyst

Michelle is a very genuine and authentic person. Despite having many questions and some issues regarding financial planning, she was always kind enough to help clear up my misconceptions and wait for me to settle things and become stable before starting on any plans. She will also brings in her own experiences and this gives me a sense of relatability as her advices will be based on what she would do if she was in my position and what her other clients are doing. This makes me feel she has my best interest. Highly recommend her for your future financial planning needs! Thank you for your help! :)

Sabrina, Relationship Manager

Michelle was never a pushy agent. When she first approached me, I was not ready to commit into any financial plans. However she was never hesitant to clarify any doubts that I have. She is very responsive whenever I need any of her advices and is patience with me despite asking her tons of questions. She was also not afraid to share some personal information about herself, and it was heartening to know that we have went through similar experiences regarding our finances, and she will be able to provide honest advice regarding our choices and whether it is suitable. She takes pride in what she does and will only recommend and curate solutions that is of my best interest. I feel at ease having her embarking my financial journey together with me :)

Jennifer, Actuary

Working with Michelle has been a game-changer for my financial health. She took the time to understand my unique situation and tailored a plan that perfectly fits my needs. Her professionalism and dedication are truly impressive. I feel more confident about my financial future that is being protected thanks to her guidance.

Alan, Superintendent

Throughout my time with Michelle, she has displayed a strong sense of professionalism, patience and communication skills. She never once rushed through the information and gave me as much time as I need to absorb it. She would always be swift and happy to answer any questions I had, be it big or small. All-in-all Michelle has been a very empathetic, professional & friendly advisor. She has aided me greatly in my financial journey !