| As they dedicate their love and lives to their households and make constant sacrifices for their family’s & children’s well-being, mothers never retire. For all these, moms deserve more thoughts besides during Mother’s Day. But should mothers also think about planning their own retirement — financially speaking? In this issue, as we give tributes to all mothers, we would also like to give thoughts to a mother’s financial freedom. Mothers deserve a worry-free retirement as well. | | 4 Things Mothers in Singapore Should Do to Plan for Their Finances A 2015 survey showed that 75% of Singaporean mothers surveyed had not even thought about retirement, let alone started planning for it. If you’re spending all your energy running after the kids or making sure they pay attention during tuition, here four things you should not forget to do for your finances. | | Mums, pay attention to finances Financial experts advise that it makes sense for mothers (and just about anyone) to pay attention to their financial affairs. According to the US-based National Centre for Women and Retirement Research, nine out of 10 women will eventually have to manage their finances on their own at some point, due to circumstances ranging from leaving the workforce to care for a family member, to becoming divorced or finding themselves widowed. | | Adult Conversation | How She Saved $100,000 Before Turning 30 | Personal Finance  | | Proudly Brought to You I seek to reach out to people who believe in creating a safe financial environment for their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Michelle Tan | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.
© Michelle Tan, All rights reserved. | |  | | Jennifer, Actuary Working with Michelle has been a game-changer for my financial health. She took the time to understand my unique situation and tailored a plan that perfectly fits my needs. Her professionalism and dedication are truly impressive. I feel more confident about my financial future that is being protected thanks to her guidance. | |  | | Serene, Marketing Michelle displayed a strong sense of professionalism, patience and communication skills from the first time I met her. She took time to clearly explain the concept of financial planning through visuals and drawings, which makes it so much easier for me to pick up and learn. She never once rushed through the information and gave me as much time as I need to absorb it.
Michelle is always swift and happy to answer any questions I had, be it big or small, and is very straightforward as she provides sound advices on what to do without coming across as biased or crude. All in all she has aided me greatly in my financial journey and I strongly believe she will, for you too ! | |  | | Chris, Business Owner The first impression I have on Michelle is that she is very friendly, patience, confidence & knows her products very well.
The reasons I took up plans with her even though I have other advisors is because I feel very comfortable with her. Most importantly, she is full of patience in explaining and understanding what my needs, wants and requirements.
We need more financial consultants like her in this industry. So thumb up for the good work & services ! | |  | | Dave, Finance Analyst What sets Michelle apart is her personalized approach. She didn't just offer cookie-cutter solutions. Instead, she crafted a tailored financial plan that aligned perfectly with my aspirations and priorities.
Whether it was optimizing my investment portfolio or planning for retirement, Michelle was there every step of the way, providing guidance and support. | |  | | Chee Keong, Marine Engineer Michelle pays close attention to detail and circumstances. This helps her caters her sessions to each individual's needs and wants. You will feel that her presentation is specially customized for you.
She was able to understand my needs and provide unbiased recommendations accordingly, which differs significantly from the typical hard-selling consultants. | |  | | Sonia, Corporate Development I am incredibly grateful for the financial guidance and expertise provided by Michelle. Her strategic insights and personalized approach have transformed my financial outlook.
With a keen understanding of my goals and a commitment to navigating the complexities of the market, Michelle has truly made a positive impact on my financial well-being. | | | | |
