| As they dedicate their love and lives to their households and make constant sacrifices for their family’s & children’s well-being, mothers never retire. For all these, moms deserve more thoughts besides during Mother’s Day. But should mothers also think about planning their own retirement — financially speaking? In this issue, as we give tributes to all mothers, we would also like to give thoughts to a mother’s financial freedom. Mothers deserve a worry-free retirement as well. | | 4 Things Mothers in Singapore Should Do to Plan for Their Finances A 2015 survey showed that 75% of Singaporean mothers surveyed had not even thought about retirement, let alone started planning for it. If you’re spending all your energy running after the kids or making sure they pay attention during tuition, here four things you should not forget to do for your finances. | | Mums, pay attention to finances Financial experts advise that it makes sense for mothers (and just about anyone) to pay attention to their financial affairs. According to the US-based National Centre for Women and Retirement Research, nine out of 10 women will eventually have to manage their finances on their own at some point, due to circumstances ranging from leaving the workforce to care for a family member, to becoming divorced or finding themselves widowed. | | Adult Conversation | How She Saved $100,000 Before Turning 30 | Personal Finance  | | Proudly Brought to You I seek to reach out to people who believe in creating a safe financial environment for their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Michelle Tan | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.
© Michelle Tan, All rights reserved. | |  | | Elaine, Credit Analyst From our very first meeting, Michelle put me at ease with their extensive knowledge and approachable demeanour. She broke down complex financial strategies into manageable steps and always made sure I was comfortable with the plan.
Her commitment to helping me achieve my financial goals has been unwavering, and I am extremely grateful for her help. | |  | | Chee Keong, Marine Engineer Michelle pays close attention to detail and circumstances. This helps her caters her sessions to each individual's needs and wants. You will feel that her presentation is specially customized for you.
She was able to understand my needs and provide unbiased recommendations accordingly, which differs significantly from the typical hard-selling consultants. | |  | | Siti, Librarian Every session with her was always a great insight and I have benefitted greatly from her advice and guidance.
Her professionalism, integrity, and unwavering dedication set her apart from the other consultants that I came across ! I confidently recommend Michelle to anyone seeking a trusted partner that has your best interest on their financial journey. | |  | | Grace, Procurement Michelle is a very honest and truthful personnel. When she first joined this industry, she was aware that I already have a number of policies with Prudential, and in her opinion, it was decent enough based on my situation back then.
She is not like some other financial advisors, who will go around asking colleagues, friends, relatives or family members to "support". She is also very hardworking as I have seen it personally, she works her way up to where she is right now - extensive clientele base.
Because Michelle has provided me with her utmost honesty, I decided to have her, and only her, to handle all my plans on a going forward basis. She is definitely a gem to work with :) | |  | | Krystal, Teacher To be honest, I was a little hesitant to meet any advisors, thinking it would jump right into sales, as I have encountered bad experience before. However, Michelle makes effort to ensure I was comfortable in each and every session, constantly checking on my well-being.
In fact, these small meetings with her have helped me better understand how I wanted to plan and grow my finances for the future. I did not feel pressured at all to make a decision on the spot, and one could tell that she really enjoys and values the work that she does and cares a lot for her clients - it's really admirable ! | |  | | Sonia, Corporate Development I am incredibly grateful for the financial guidance and expertise provided by Michelle. Her strategic insights and personalized approach have transformed my financial outlook.
With a keen understanding of my goals and a commitment to navigating the complexities of the market, Michelle has truly made a positive impact on my financial well-being. | | | | |
