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Michelle Tan

In Touch

A Monthly Curated Newsletter

It's been a while since the subject of Retirement was discussed. In this issue's video, it's quite interesting to see how children have different ideas about Retirement. I'm sure all of us have our ideas as well. Yet life can mercilessly erode these dreams. But not if we are really serious about them. So how serious is your retirement dream?

Retirement Date Risk And Sequence Of Returns

Sequence of returns risk is a commonly cited risk for retirees, but an accumulator also faces sequence of returns risk in the form of retirement date risk!

 
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Key to retirement planning: Don't panic

It can be hard to live within your means after retiring, so make your extra funds work harder.

 
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Children and Retirement

 
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I hope you have enjoyed this issue of my InTouch newsletter. Do feel free to contact me if I can be of service to you and your friends
 
Michelle Tan
 
 
 
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Testimonials and Referral Notes

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Ee Chow, Compliance

Michelle exhibited exceptional professionalism and responsiveness throughout our engagement. She was always available to address my inquiries, providing timely and insightful guidance. The level of commitment and attention to detail displayed by Michelle surpassed my expectations. Her genuine care for her clients makes her a standout choice for anyone seeking top-notch financial consulting services.

Yong Kang, Project Engineer

Not only is Michelle our preferred advisor, she becomes our best friend. Her thoughtfulness and caring personality outshine her from people we met. She will shower us with regards and concerns, witnessing milestones in our lives. We are thankful to have met her and having her handling all our financial queries. Both of us would like to thank you for all the awesome work you have put in, and taking care of us in a such a good timely manner. We definitely recommend Michelle to anyone who is looking not just an advisor, but also someone who will be there for you when you need the most !

Joanne & Hoon, Business Owners

Michelle adopts a realistic approach whereby she will understand our needs and situation before recommending and providing her advices and solutions. She never hard sells any of her plans and is more focused on educating us the fundamentals and making smart financial decisions. She speaks with clarity and actively engages us with mind blown facts.

Don, System Analyst

Thanks to Michelle 's expertise and dedication, I now feel confident and empowered when it comes to managing my finances. I've seen significant growth in my investments, and I have a clear roadmap for the future. I can't recommend enough to anyone seeking reliable and strategic financial guidance. She is not just a financial consultant; she is a trusted partner in building a secure financial foundation.

Doris, Educator

Michelle always carries herself in a professional manner and possesses the relevant knowledge to answer all of my queries. Moreover, she backs up her advice with statistics and credible sources, so the information that she shares are reliable and accurate. She doesn't dive straight to "selling" me any plans. In fact she put in a lot of effort listening and understanding me. This got me comfortable to seek all sorts of financial advice from her ongoing forward basis.

Jessica, Designer

Michelle is a spontaneous person and is eager to help me clear any doubts I have. During the zoom meeting, I felt super comfortable engaging with her. It’s not easy to connect with someone virtually, due to lack of personal touch, but Michelle is able to do it so well. What I truly look up to is that she does not see her clients as a means to earn money, but is genuine in saving / touching another life. I can safely say that you are in good hands if you are Michelle's client :)