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Michelle Tan

In Touch

A Monthly Curated Newsletter

It's been a while since the subject of Retirement was discussed. In this issue's video, it's quite interesting to see how children have different ideas about Retirement. I'm sure all of us have our ideas as well. Yet life can mercilessly erode these dreams. But not if we are really serious about them. So how serious is your retirement dream?

Retirement Date Risk And Sequence Of Returns

Sequence of returns risk is a commonly cited risk for retirees, but an accumulator also faces sequence of returns risk in the form of retirement date risk!

 
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Key to retirement planning: Don't panic

It can be hard to live within your means after retiring, so make your extra funds work harder.

 
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Children and Retirement

 
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I hope you have enjoyed this issue of my InTouch newsletter. Do feel free to contact me if I can be of service to you and your friends
 
Michelle Tan
 
 
 
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Testimonials and Referral Notes

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Grace, Procurement

Michelle is a very honest and truthful personnel. When she first joined this industry, she was aware that I already have a number of policies with Prudential, and in her opinion, it was decent enough based on my situation back then. She is not like some other financial advisors, who will go around asking colleagues, friends, relatives or family members to "support". She is also very hardworking as I have seen it personally, she works her way up to where she is right now - extensive clientele base. Because Michelle has provided me with her utmost honesty, I decided to have her, and only her, to handle all my plans on a going forward basis. She is definitely a gem to work with :)

Christina, Lead Aircrew

I can't thank Michelle enough for their exceptional service. She not only helped me organises my finances but also provided valuable insights that I hadn't considered before. Her proactive approach and commitment to my success have given me peace of mind, knowing that my financial future is in good hands.

Lee Ching, Purchaser

I was initially overwhelmed by the complexities of financial planning, but Michelle made the process straightforward and stress-free. Her expertise, combined with her genuine care for my financial well-being, made all the difference. I now have a clear path forward, and I owe it all to her.

Diana, Regulatory

Michelle came across as very sincere and genuine. It didn't feel like she has hidden intentions or aggressive in any ways during our first meeting. Subsequently, we developed a friendship that is very close to sisterhood, which is one of the qualities I would like to highlight. This made me very comfortable with her and nothing feels forced. She explained everything vividly and thoroughly and will not bore you with overloading information. I'm thankful to have met her and making her my trusted advisor !

Michelle, Computer Engineer

From our very first meeting, I was impressed by Michelle's depth of knowledge and their ability to explain complex financial concepts in a way that was easy for me to understand. She took the time to listen to my financial goals, understand my risk tolerance, and assess my current financial situation thoroughly. This level of transparency and responsiveness gave me peace of mind, knowing that my finances were in capable hands.

Pei Wen & Jokko, Business Owners

Michelle is by far one of the most patience and responsible financial consultant that we have ever met. When we first approached her, she put in great effort to go through all our existing policies with different service providers and only recommended policies that suit our needs. We felt comfortable with Michelle as there was never any pressure to buy a product simply to close a sale. Explanations given were always detailed. She also provides excellent after sales service and she is very responsive and patience when dealing with our enquiries, issues with payments and claims. We are very glad to have found her and feel assured that we have someone whom we can trust and to consult whenever the need arises. To many more milestones together !