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Michelle Tan

In Touch

A Monthly Curated Newsletter

It's been a while since the subject of Retirement was discussed. In this issue's video, it's quite interesting to see how children have different ideas about Retirement. I'm sure all of us have our ideas as well. Yet life can mercilessly erode these dreams. But not if we are really serious about them. So how serious is your retirement dream?

Retirement Date Risk And Sequence Of Returns

Sequence of returns risk is a commonly cited risk for retirees, but an accumulator also faces sequence of returns risk in the form of retirement date risk!

 
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Key to retirement planning: Don't panic

It can be hard to live within your means after retiring, so make your extra funds work harder.

 
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Children and Retirement

 
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I hope you have enjoyed this issue of my InTouch newsletter. Do feel free to contact me if I can be of service to you and your friends
 
Michelle Tan
 
 
 
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Testimonials and Referral Notes

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Maylinda, Banker

Michelle is a very sincere and honest financial adviser that will not push or hard sell her clients. I used to dislike insurance agents until I met her because in my perspective, insurance agents only care about sales targets and commissions. Even though I did not take up any plans after meeting her (as I wasn't ready), she was still very helpful and always ready to listen and address any issues or problems I encounter. She will provide me her most genuine advices, constantly reminding me not to overbuy as she understand my life and current financial situation. She is the only financial adviser who is able to convince me, a non-believer in financial planning, to someone who is now very enthusiastic in planning for myself and my kids. You will not regret meeting her and she will definitely value add you, just like how she did for me !

Pradap, Beautician

Michelle took time to understand my unique goals, concerns, and priorities. Her clear explanations and patient guidance have helped me navigate complex financial decisions with confidence. She takes time off to catch up with me over lunch on life and wellbeing. This is very heart warming, as a lot of agents out there are those "hit & run" type. Thank you for being my financial consultant, I love you !

Siti, Librarian

Every session with her was always a great insight and I have benefitted greatly from her advice and guidance. Her professionalism, integrity, and unwavering dedication set her apart from the other consultants that I came across ! I confidently recommend Michelle to anyone seeking a trusted partner that has your best interest on their financial journey.

Darius, Data Analyst

Michelle is a capable advisor who shows empathy in our conversation and inquisitive in the needs required by me. She will go the extra miles trying to make sure her advisory fit both my medium and long-term goals. She also provides me with regular updates on my portfolio and always proactive in answering my questions quickly. These actions provide me the assurance that she’s just one call away when I need her. A 10/10 advisor in short. Thanks for all the effort and I would totally recommend Michelle for someone looking to pave their life towards a more better and positive direction !

Alan, Superintendent

Throughout my time with Michelle, she has displayed a strong sense of professionalism, patience and communication skills. She never once rushed through the information and gave me as much time as I need to absorb it. She would always be swift and happy to answer any questions I had, be it big or small. All-in-all Michelle has been a very empathetic, professional & friendly advisor. She has aided me greatly in my financial journey !

Wateeni, Early Childhood

Michelle is a true professional in every sense. She went above and beyond to ensure that I fully understood my financial plan and felt confident in the decisions we made together. Her advice was practical, actionable, and tailored specifically to my needs. I highly recommend their services to anyone seeking sound financial guidance.