Siti, Librarian

Every session with her was always a great insight and I have benefitted greatly from her advice and guidance. Her professionalism, integrity, and unwavering dedication set her apart from the other consultants that I came across ! I confidently recommend Michelle to anyone seeking a trusted partner that has your best interest on their financial journey.

Ernest, Adjuster

Thanks to Michelle, I finally have a clear and achievable financial roadmap. She simplified complex financial concepts and provided me with strategies that matched my risk tolerance and long-term goals. It’s rare to find someone so skilled yet approachable in the financial world.

Kay, Admin

There is something about Michelle that makes me feel so comfortable and warm, whenever I'm with her. I still remembered the first time I saw her, I was like wow ! She is such a pretty and gorgeous lady ! After we sat down for coffee, her personality is so jovial and heart-warming that I didn't realised time passed way too fast. She is fantastic in holding conversation and knows when to be serious and professional. Michelle will not make me feel pressurised or uncomfortable when the topic of financial planning arises. Me and my husband would not hesitate to recommend Michelle to our friend and family as she is very trustworthy and provides excellent service :)

Alicia, Human Resource

Just 1 meet up with her, I could tell Michelle is passionate, knowledgeable, and genuine as she explained everything in detail and included scenarios that I could relate to. Thank you Michelle for guiding and advising me ! It's awesome to start this journey with you, and I'm glad you'll be here to watch me grow !

Joanne & Hoon, Business Owners

Michelle adopts a realistic approach whereby she will understand our needs and situation before recommending and providing her advices and solutions. She never hard sells any of her plans and is more focused on educating us the fundamentals and making smart financial decisions. She speaks with clarity and actively engages us with mind blown facts.

Derek, Logistic

I met Michelle through one of her canvassing sessions. I told her I had my own FC back then and was not interested in getting any plans. However she stayed sincere and earnest, keeping in touch with me for over a year until I was ready to take up a wealth accumulation plan. Michelle was never pushy and will only recommend solution that suits me. What amazed me was she provided me her unbiased opinions on other insurers’ solution as well. Her product knowledge is strong and is always on the ball addressing my enquiries. She is definitely an FC that I would like to entrust all my policies to for the long run. Thank you, Michelle !