Jennifer, Actuary

Working with Michelle has been a game-changer for my financial health. She took the time to understand my unique situation and tailored a plan that perfectly fits my needs. Her professionalism and dedication are truly impressive. I feel more confident about my financial future that is being protected thanks to her guidance.

Jennica, Accountant

Michelle is very responsive and dependable. When I was in need of her due to some admission and claims, she handled my queries professionally, in a timely manner, giving me peace of mind. She will constantly reminds me she is one call away, don't hesitate to reach out to her whenever wherever. Her follow up skills and after sale service is impressive hence I feel at ease letting her handle all matters related to my policies. Its really pleasant to have such a capable and efficient financial consultant by your side, as she really cares about you, not her sales :)

Maylinda, Banker

Michelle is a very sincere and honest financial adviser that will not push or hard sell her clients. I used to dislike insurance agents until I met her because in my perspective, insurance agents only care about sales targets and commissions. Even though I did not take up any plans after meeting her (as I wasn't ready), she was still very helpful and always ready to listen and address any issues or problems I encounter. She will provide me her most genuine advices, constantly reminding me not to overbuy as she understand my life and current financial situation. She is the only financial adviser who is able to convince me, a non-believer in financial planning, to someone who is now very enthusiastic in planning for myself and my kids. You will not regret meeting her and she will definitely value add you, just like how she did for me !

Kay, Admin

There is something about Michelle that makes me feel so comfortable and warm, whenever I'm with her. I still remembered the first time I saw her, I was like wow ! She is such a pretty and gorgeous lady ! After we sat down for coffee, her personality is so jovial and heart-warming that I didn't realised time passed way too fast. She is fantastic in holding conversation and knows when to be serious and professional. Michelle will not make me feel pressurised or uncomfortable when the topic of financial planning arises. Me and my husband would not hesitate to recommend Michelle to our friend and family as she is very trustworthy and provides excellent service :)

Adelene, IT Analyst

Michelle is a very genuine and authentic person. Despite having many questions and some issues regarding financial planning, she was always kind enough to help clear up my misconceptions and wait for me to settle things and become stable before starting on any plans. She will also brings in her own experiences and this gives me a sense of relatability as her advices will be based on what she would do if she was in my position and what her other clients are doing. This makes me feel she has my best interest. Highly recommend her for your future financial planning needs! Thank you for your help! :)

Dennis, Finance

Michelle has been an incredible resource for me as I navigate my financial journey. She offers more than just advice - she provides personalized solutions that are aligned with my lifestyle and goals. Whether it’s retirement planning, managing my investment portfolio, or creating a realistic budget, she approach each task with professionalism, patience, and a wealth of knowledge. I now have a clear path forward and a solid financial plan that I trust, thanks to Michelle's expert guidance.