Dennis, Finance

Michelle has been an incredible resource for me as I navigate my financial journey. She offers more than just advice - she provides personalized solutions that are aligned with my lifestyle and goals. Whether it’s retirement planning, managing my investment portfolio, or creating a realistic budget, she approach each task with professionalism, patience, and a wealth of knowledge. I now have a clear path forward and a solid financial plan that I trust, thanks to Michelle's expert guidance.

Jessica, Designer

Michelle is a spontaneous person and is eager to help me clear any doubts I have. During the zoom meeting, I felt super comfortable engaging with her. It’s not easy to connect with someone virtually, due to lack of personal touch, but Michelle is able to do it so well. What I truly look up to is that she does not see her clients as a means to earn money, but is genuine in saving / touching another life. I can safely say that you are in good hands if you are Michelle's client :)

Serene, Marketing

Michelle displayed a strong sense of professionalism, patience and communication skills from the first time I met her. She took time to clearly explain the concept of financial planning through visuals and drawings, which makes it so much easier for me to pick up and learn. She never once rushed through the information and gave me as much time as I need to absorb it. Michelle is always swift and happy to answer any questions I had, be it big or small, and is very straightforward as she provides sound advices on what to do without coming across as biased or crude. All in all she has aided me greatly in my financial journey and I strongly believe she will, for you too !

Weng Chee, Supply Chain

Michelle is a very smart and energetic lady who is very proficient in terms of investments, savings and insurance. She is very amicable and is very flexible to accommodate meetings to client’s needs. She did a great job at explaining complicated concepts in simple and relatable terms. In addition to being skilled in what she is doing, she is also really friendly and approachable too - it wasn't awkward talking to her at all ! I would highly recommend you to approach Michelle if you need any financial advice and guidance :)

Joanne & Hoon, Business Owners

Michelle adopts a realistic approach whereby she will understand our needs and situation before recommending and providing her advices and solutions. She never hard sells any of her plans and is more focused on educating us the fundamentals and making smart financial decisions. She speaks with clarity and actively engages us with mind blown facts.

Maylinda, Banker

Michelle is a very sincere and honest financial adviser that will not push or hard sell her clients. I used to dislike insurance agents until I met her because in my perspective, insurance agents only care about sales targets and commissions. Even though I did not take up any plans after meeting her (as I wasn't ready), she was still very helpful and always ready to listen and address any issues or problems I encounter. She will provide me her most genuine advices, constantly reminding me not to overbuy as she understand my life and current financial situation. She is the only financial adviser who is able to convince me, a non-believer in financial planning, to someone who is now very enthusiastic in planning for myself and my kids. You will not regret meeting her and she will definitely value add you, just like how she did for me !